LIVE ACCURATE RATES

*The Free Refinances for Life Program is a refinance program and eligible for owner occupied FHA, VA, Conventional and USDA only. Bond loans, near miss scenarios and construction take outs are not eligible. Borrowers must requalify and subject to market rates. This program is NOT guaranteed and is subject to requalifying and market rates. It is not the lenders responsibility to monitor rates nor contact the borrower when rates drop. The refinance has NO Lender fees but will still be subject to third party fees such as but not limited to title. Maximum of $1,500 credit for lender appraisal fees. This program is limited to loans originated at Builder Mortgage Direct on or after January 1st, 2021. The program may be executed after the 6th month from the first payment.

Builder Mortgage Direct is a d.b.a. of SFMC, LP. Low cost guaranty is limited to Conventional, FHA, VA, and USDA loans with preferred lenders of participating builders at time of locking with Builder Mortgage Direct. Competing locked loan estimate must be provided with the same date and terms as those provided from Builder Mortgage Direct. If Builder Mortgage Direct is unable to offer better terms than those provided in the locked loan estimate, we will pay the client $1000 after their successful closing with other lender once they provide a final closing disclosure that matches the terms provided on the initial loan estimate. Excludes loans participating in forward commitments. Builder Mortgage Direct is not affiliated with the U.S. government, HUD, FHA, VA, or any other government agencies. For additional information about Builder Mortgage Direct, visit buildermortgagedirect.com or the NMLS Consumer Access page at www.nmlsconsumeraccess.org. NMLS#166487.